Download our informational brochures to find out more about Social Security benefits and how a Fixed Index Annuity can help chart your course for retirement!
1. Should I consider Fixed Index Annuities as part of my retirement strategy?
2. Will I have enough income for my retirement when considering inflation, health care & social security benefits?
3. How do I determine what my estimated Social Security income benefits will be at retirement?
4. How does life expectancy factor into what my benefits may be and how do I estimate my life expectancy?
5. Will my retirement benefits be adjusted for inflation?
6. When should I consider to start collecting Social Security benefits for retirement?
7. Are my Social Security income benefits taxable?
As people age or become ill, they sometimes need help doing daily tasks like getting dressed, bathing and more. Long-term care (LTC) provides people with those services—but it’s expensive.
Long Term Care is the type of care received either at home or in a facility, when someone needs assistance with activities of daily living, such as bathing and dressing due to an accident, an illness or advancing age. Rising life expectancy means that the potential need for “long-term care” grows with every passing year of your life.
The likelihood is that you or a member of your family will need long-term assistance due to a prolonged illness, a disability, or general deterioration of your health and ability to perform routine daily activities.
Most long-term care expenses are not covered by Social Security or Medicare, Medicare Supplement (“Medigap”), or private health insurance. Medicaid pays for nearly half of all nursing home care, but you must meet federal poverty guidelines and may have to “spend down” most of your assets on health care.